So I suppose the big idea to think and consider is, bitcoin versus Fiat currency.
So certainly we all have fiat needs like paying our rent and or mortgage and or living costs, paying for our utilities electric power Wi-Fi etc., paying for our groceries meat expenses etc. … yet for long-term store of value, the $450 trillion bitcoin opportunity seems to be obvious.
The ideal
So let us say that you’re living expenses is like $5000 a month or something… Then, the optimal strategy is, and lets say you own bitcoin in Coinbase or something, using morpho to withdraw, … then the obvious fiat answer is to only withdraw $5000 a month against your bitcoin, or the easier long-term strategy just buying STRC on NASDAQ, and gaining a 11.5% monthly dividend, tax deferred, so you’re like essentially getting a free $10,000 a month USD paycheck. 
So then what
So assuming that you have your forever $5000 a month, cash dividend or monthly payment logged in forever, then what?
Then I suppose, it all comes down to capital, digital capitalism. And also bitcoin as humanity’s best collateral.